[DESIGNER’S NOTE: I PLACED A FEW HERE JUST SO YOU COULD SEE HOW IT LOOKS, BUT I WOULD SUGGEST MAKING A SEPARATE PAGE FOR EACH OF THESE, WITH THE TEXT POSTED ON THE PAGE, AND THEN ALSO MADE AVAILABLE FOR DOWNLOAD IN PDF FORMAT, NOT WORD DOCS, AS THEY WILL THEN BE MORE UNIVERSALLY MOBILE FRIENDLY, AND EASIER TO READ FOR ANYONE NOT USING A PC.]